Which property tax relief programs are available to NJ seniors?

Practical guidance, useful next steps and official sources for New Jersey residents.

NJBallot Resident Resources Updated October 12, 2026

Older New Jersey homeowners may qualify for Senior Freeze, ANCHOR and Stay NJ, subject to each program's rules. Senior Freeze reimburses eligible property tax increases; it does not freeze the municipal bill. For the 2025 application, Stay NJ requires age 65 or older, full-year homeownership and occupancy, and income of $200,000 or less under the current budget. Senior renters may qualify for ANCHOR, but cannot receive Senior Freeze or Stay NJ. Senior homeowners use the combined PAS-1 application, due November 2, 2026. A separate annual $250 senior or disabled-person property tax deduction has its own income rules and local application.

What to do next

Check the state's current senior property tax relief guidance — https://www.nj.gov/treasury/taxation/relief.shtml

Found an outdated link or a detail that needs checking? Let us know.

Official sources

Go directly to the agency responsible for this information.

nj.gov (opens in a new tab)https://www.nj.gov/treasury/taxation/ptr/
nj.gov (opens in a new tab)https://www.nj.gov/treasury/taxation/staynj/
nj.gov (opens in a new tab)https://www.nj.gov/treasury/taxation/propertytaxrelieffaq.shtml
nj.gov (opens in a new tab)https://www.nj.gov/treasury/taxation/lpt/lpt-seniordeduction.shtml
nj.gov (opens in a new tab)https://www.nj.gov/treasury/taxation/pdf/25-pas1in.pdf

Where do I check my ANCHOR application or payment status? Do I need to apply for ANCHOR, or did New Jersey file for me? Can renters qualify for New Jersey's ANCHOR benefit?